Our commitment in respect of personal information is to abide by the National Privacy principles for the protection of personal information, as set out in the Privacy Act and any other relevant law.
We define your Personal Information as any information collected about you that makes your identity known.
From time to time we may be required to disclose your personal information to third parties. These third parties may include lending institutions, mortgage insurers, other mortgage intermediaries, credit reporting agencies, valuers assessors or any other party necessary to assist the process of submitting a loan application on your behalf. We may also be required by law to provide your personal information to a court or tribunal in response to a subpoena or to the Australian Taxation Office if demanded. Whenever possible we will notify you prior to disclosing your information to any third party.
Your personal information will be used by CARAC in order for us to respond to your requests for information or to assist in the preparation of a loan application. From time to time we may also send you information that may interest you about special offers, changes to our organisation, updated information or other new products or services provided by us or other companies with which we have an association. If you do not wish to receive such information you may request that no further such information be sent to you by CARAC, we will acknowledge this request at the earliest possible time.
You may request access to any of the personal information that we may hold about you at any time by writing to CARAC Postal Address. In certain circumstances we may not be obligated to provide you with such information. If your request for access to your personal information is denied an explanation will be provided to you. You may also request that your personal information be removed from our database, also by writing to the above address.
In order for us to continue to assist you in the future we request that you inform us of any inaccuracies or changes to your personal information.
To the extent permitted by law, CARAC accepts no liability for any loss or damage to any person arising from the use of or reliance upon information contained, in or accessed through, this website. If such disclaimer is prohibited by law, CARAC limits its liability (to the extent permitted by law) to the resupply of such information.
CARAC accepts no responsibility whatsoever for the content or information contained in web sites which may be accessed via links from this web site.